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Healthcare in New Jersey

Plain-language starting points in New Jersey: where to apply for coverage, where to get free Medicare help, and where to find support near you.

Not sure which program fits? Start with Get covered; an application can usually check you for several programs at once. Age 65 or older? Jump to Medicare help.

Get covered

Where to apply for health coverage in New Jersey.

NJ FamilyCare

Run by New Jersey Department of Human Services, Division of Medical Assistance and Health Services. Free or low-cost coverage for people who qualify.

Get Covered New Jersey

The state runs its own health insurance marketplace. Compare plans, see savings, and enroll or renew.

nj.gov ↗ (opens in a new tab)

If you’re 65 or older

Free counseling and the official Medicare site.

SHIP

Free one-on-one help with Medicare questions and choices.

Medicare

Coverage for people 65 and older and some younger people with disabilities.

medicare.gov ↗ (opens in a new tab)

Free local help

Offices and services that can point you to help nearby.

New Jersey Department of Health

Your state's public health agency: programs, clinics, and services.

nj.gov ↗ (opens in a new tab)

211: free local help

Free, confidential referrals to food, housing, and health services near you. You can also dial 211.

nj211.org ↗ (opens in a new tab)

More national resources

Official sites run by federal agencies. Coverage options and rules can differ by state.

Find a health center

Community health centers that care for you whether or not you have insurance.

findahealthcenter.hrsa.gov ↗ (opens in a new tab)

988 Suicide & Crisis Lifeline

Call or text 988 any time, free and confidential.

988lifeline.org ↗ (opens in a new tab)

Healthcare Simplified is not a government agency. We link to official state and federal sites so you can apply or get help directly with them. Links last checked November 3, 2026.

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